Phan Hà Thái

Phan Hà Thái is the founder and CEO of ViRFQ, a B2B marketplace connecting Vietnamese agricultural exporters with international buyers. His background is in international trade finance and Vietnamese agricultural exports. He writes and reviews the ViRFQ blog analyses on FOB pricing, Letter of Credit (L/C) workflows, EUDR compliance, and supplier verification.

Areas of expertise

• International trade finance (L/C, cross-border payments)
• Vietnamese agricultural exports
• FOB pricing & Incoterms
• EUDR compliance & supplier verification

Written by

• → What is an L/C? Letter of Credit guide for exporters
• → What is an L/C at sight?
• → What is a confirmed L/C?
• → What is a deferred-payment L/C?
• → How to import Vietnamese coffee

Reviewed by

• → FOB vs CIF: an exporter comparison 2026
• → Incoterms 2020: a detailed exporter guide
• → L/C vs T/T payment comparison for exporters
• → Coffee export to the EU under EUDR 2026
• → Agri-export customs procedures 2026
• → Vietnamese agricultural products: export overview